I was just wondering about the legal issues of identity theft, for example if someone fraudulently runs up debt in my name am I liable for that debt.
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I was just wondering about the legal issues of identity theft, for example if someone fraudulently runs up debt in my name am I liable for that debt.
No you are not. In the USA federal credit fraud law says that creditors who wrongly extend credit to fraudsters are responsible for collecting the debt from the thief. In many cases the creditor will just write the debt off.
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